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Disability Insurance

When thinking about assets that you need to protect, you may list your car, home and other tangible possessions. It’s not uncommon to overlook your most valuable asset – the ability to earn an income.  

Disability Insurance Overview

Whether it’s supporting your daily living expenses today or funding your retirement savings for tomorrow, your ability to earn an income is your most important financial asset.

Many people purchase life insurance to help protect their families should they die prematurely. But according to data from the Society of Actuaries, people in their working years run a greater risk of being disabled for 90 days or more than they do of dying.1 Disability insurance can help.

We don’t often realize how easy it is to become disabled. Most people think disabilities are caused by accidents, when in reality the majority of disabilities are caused by illness.2

2008-2010 Claims Approved by Medical Cause of Disability*